tr/be

Your money's best friend

tr/be is your 24x7 personal finance companion, helping you save, invest and grow your money. While you focus on building the future.

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|Ask me anything

Slash

Spends

Assets

FD

10:20

Complete view of your money, real time

Income

Money coming in

₹0

+12.4% vs last month

Salary
₹1,20,000
Interest
₹42,000
Cashback
₹15,200
Stocks
₹6,000
Updated from your bank accounts

Expenses

Where your money goes

₹0

-8% vs last month

Thismonth
Committed48%
Essential32%
Lifestyle20%
Categorised automatically

Investments

Your wealth at work

₹0.0L

+₹1.8L (14.6%) Total returns

Mutual Funds
₹6.2L
Stocks
₹4.1L
Fixed Deposits
₹1.2L
Others
₹90K
Tracked across all your investment accounts

Loans

What you owe

₹0.0L

Outstanding balance

0%Repaid

Total EMI

₹8,400 / month

EMIs and balances updated automatically

Find money left on the table, under the bed or in hidden fees

Cash lying in savings account

₹8.4L idle for 4 months

Currently earning 3.5%. A one-year FD pays up to 7.5%.

Savings

3.5%

+3.9%

Fixed deposit

up to 7.5%

Earn additional interest of up to₹63,000

Tax harvesting

Expires 31 March

You get ₹1.25L of tax-free gains each year, and you can also book losses to minimise tax.

₹10,000 used₹1,15,000 available
Reduce tax burden up to₹41,900

Get a card that fits your spending

Matched to your balance & goals

Your card doesn't reward your top spending categories. A better-matched card unlocks more value from the same spend.

Current card

1% back

+4%

Matched card

up to 5% back

Unlock extra rewards worth up to₹18,400/yr

Simple actions to build long term wealth

Regular to Direct funds

₹1.12Cr in regular plans

Regular funds charge high fees. Move to Direct funds with much lower fees.

Current fee

₹2.12L

Low-cost alternative

₹95,300

Save on fees up to₹1,16,700/yr

Too much in large-cap funds

46% large cap, no debt

You hold

46%
35%
19%

Balanced

30%
25%
30%
15%
Large Cap
Mid & small
Index
Debt
Earn risk adjusted return up to₹41,000

Projected portfolio growth

At your current investment rate

5Cr10Cr15Cr20Cr8.7Cr2025202820312035
On track to grow to₹20 Cr by 2035

Your data, your rules

Privacy by design

Email access is read-only. Nothing you share with tr/be is sold. All financial data is encrypted and stored.

Access control

Give access when you want, take it back the moment you don't.

Learn more

The people have spoken (and they like tr/be)

A

Aakash

I understand my money so much better now. I actually started investing because of what tr/be showed me.

A

Arsalan

tr/be moved my money into higher-return products at virtually no added risk. I now use it to track all my expenses and investments.

NS

Nishant Sinha

My spends, loans and SIPs in one view, each with a next step. It replaced three apps and a very messy sheet.

SA

Swati Arora

I used to struggle to track expenses. tr/be has made it super convenient for me.

NG

Nikhil G

I never realised the amount of money I was leaving on the table in unnecessary fees, and low interest rates. tr/be unlocked over ₹1L in money for me.

P

Priyanka

I love tr/be, I get to see all my finances at one place. And it prompts me when it finds opportunities to unlock money.